Residential (Home owner) Insurance

In today’s insurance marketplace, the trend is to only choose the “cream of the crop” when considering to underwrite a risk. Whether its loss frequency or higher exposures, they’ll find more reasons to decline a risk than to write it. Our Risk Assist Program helps you write your hard-to-place accounts. Most important, all of our products are backed by the security of our expertise in the niches we compete in.


We insure:

• Home Owners
• Condominiums
• Tenants
• Home Based Business
• Construction Insurance
• Vacant Properties
• Seasonal Dwellings
• Personal Property In Storage Insurance:
  Our Personal Property in Storage Program provides All Risk or Replacement Cost coverage with an option of $1 million OL&T. Policies can be purchased in monthly increments



• Vacation Trailer Program:
  Our Vacation Trailer Program offers coverage for small tent trailers up to 5th wheel trailers and horse trailers. A variety of coverage options also available



• Mobile Home Program:
  Our Mobile Home Program is catered to the unique needs of this client base. We provide protection on either an All Risk or a Named Perils basis. Optional coverages include earthquake, golf carts or motorized wheelchairs.



• High Value Homes Program:
  Our High-Value Homes Program features unique solutions for high-profile clients. This program has tailored solutions for difficult situations such as log construction; heritage homes; seasonal dwellings; US and overseas property ownership and unprotected risks.